Executive Leadership Dossier.

Executive Profile

Joseph S. Restivo is an American entrepreneur and business executive whose career spans more than twenty-five years in the mortgage industry and a growing portfolio of companies in aviation, real estate, technology, and consumer brands. He founded and developed mortgage brokerage operations, and from 2019 to 2025 served as Chief Executive Officer of American Mortgage Network, where he was responsible for national mortgage banking operations, corporate governance, regulatory compliance, financial oversight, recruiting, and the day-to-day leadership of the company.

Alongside financial services, Joseph built a second professional life in general aviation. He is a pilot and President of Countrywide Flyers Cooperative Association, a member-owned flying club at Orlando–Apopka Airport, and he leads a family of aviation service businesses under the Apex Aviation Group name, spanning aircraft maintenance, avionics, engines, paint, and nationwide ferry flights. His real estate work centers on airport property, hangar development, and aviation infrastructure, with a long-standing interest in income-producing assets and public-private collaboration.

Joseph's approach is hands-on. He studied computer science and finance, holds technical certifications from earlier in his career, and continues to build the systems his companies run on, from CRM and automation to AI-assisted workflows. He is based in Central Florida and divides his time between operating his businesses, flying, and evaluating what to build next.

Career Experience

Timeline entries marked "pending résumé" will be completed with exact titles, employers, and dates from Joseph's supplied résumé. Nothing undocumented has been added.

1. 2019 – 2025

   Chief Executive Officer

   American Mortgage Network (AmNet ESOP Corporation)Former executive role

   Led a national mortgage banking company with accountability for mortgage banking operations, corporate governance, regulatory compliance, financial oversight, management, recruiting, and business leadership through a period of record volume and rapid rate change.

2. Ongoing

   Founder & Executive

   American Home Mortgage Network Corporation, dba American Home Loans DirectDates pending résumé

   Founded and developed mortgage brokerage operations; led executive strategy, business development, lender partnerships, loan officer recruiting, and compliance-led origination processes.

   Start year to be confirmed from résumé.

3. Ongoing

   President

   Countrywide Flyers Cooperative Association, Inc.Dates pending résumé

   Leads a membership-based flying club at Orlando–Apopka Airport (X04): aircraft operations, fleet administration, leaseback structures, membership programs, training ecosystem, and airport facility management.

   Start year to be confirmed.

4. Ongoing

   Principal

   Apex Aviation Group — Apex Aircraft Works · Apex Avionics Repair · Apex Aircraft Engines · Apex Aircraft Paint · Ferry Flight USADates pending résumé

   Built and leads a family of aviation service businesses: maintenance and inspections, avionics, engine service, aircraft paint and refinishing, and nationwide aircraft ferry operations with a contract pilot network.

   Formation years per division to be confirmed.

5. Ongoing

   Principal

   Latitude 98 DevelopmentDates pending résumé

   Airport property development, hangar construction and redevelopment, aviation infrastructure, income-producing property, and strategic acquisitions.

6. Ongoing

   Executive Director

   The Brad & Brea FoundationDates pending résumé

   Executive leadership of a charitable foundation; mission and programs to be published once verified.

7. c. 2009 – Present

   Pilot & Aircraft Owner

   General AviationProfessional aviation background

   Rental pilot from approximately 2009; subsequent aircraft ownership, acquisition, and management experience, including hands-on involvement in maintenance documentation and fleet economics.

8. 25+ Years

   Mortgage Industry Career

   Mortgage Banking & BrokerageDates pending résumé

   More than twenty-five years across origination, sales leadership, branch development, brokerage operations, and executive management. Earlier employers, titles, and dates will be added from the résumé when supplied.

   Prior positions pending résumé.